Take advantage of a negative balance by using the credit to cover a purchase, or ask your issuer for a refund. Many or all of the products on this page are from partners who compensate us when you ...

Your current balance (or outstanding balance) and statement balance are two entirely different figures. But your current balance and statement balance can occasionally align, particularly after your ...

The statement balance tells you how much you owe after a single billing cycle. For a more up-to-date account of your credit card debt, check the current balance. Many or all of the products on this ...

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While not everybody realizes this, you can have a negative balance on your credit card. It doesn't happen often, because your card balance is the sum of your unpaid transactions. That means balances ...

This content is sponsored by PenFed Credit Union, federally insured by NCUA. You may have heard about a balance transfer – but have wondered about the benefits and if it’s a good move for you. The ...

If you’re working hard to pay off your credit card bill every month, the possibility that you’d overpay your bill and have a negative credit card balance might be laughable to you. But you’d be ...

Whether you’re new to the world of credit cards or an established pro, it’s essential to understand the terms that appear on your credit card statement. Two terms that may cause confusion, even if you ...

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