Millions of people are dealing with that issue right now, though, thanks to today's high-rate environment. Not only are ...

Credit card debt management isn't a magic solution, but it can be a powerful debt relief tool for the right person.

While debt management can be beneficial for certain people, there are also significant considerations and potential pitfalls ...

Most types of debt relief have an impact on your credit report, and it's important to know how long that lasts.

Credit counseling agencies do not offer financial hardship programs, debt consolidation loans or ... for forbearance or find other options for relief, including selling the property if paying ...

Debt relief isn't guaranteed, though, and it can come with high fees, a hit to your credit score and even the risk of legal action by your creditors. CNBC Select has chosen the top debt relief ...

look for a local debt-relief lawyer or debt professional like a credit counselor by visiting a credit counseling company, like the National Foundation for Credit Counseling or the Association ...

6. Falling for Scams That Prey on the Indebted For-profit and nonprofit debt relief programs can be boons for hard-pressed borrowers. They help debtors with credit counseling, debt management and ...

If aggressive budgeting and customer service calls don’t free up enough money to keep up with payments, explore other debt ...

Unlike credit counseling and debt relief, bankruptcy is a legal process that takes place in a dedicated court with a public paper trail. You can file a case on your own, but most people recommend ...

Cost: $39 one-time fee and $7 monthly maintenance fee per account American Consumer Credit Counseling is a non-profit agency offering debt relief, credit counseling, and financial education services.