It’s also important to stay on top of payments. “Pay down credit card balances, especially to below 30% of the limit and ideally try and get under 10%. Make sure you’re current on every payment, even ...

Despite being a small part of closing costs, credit report fees have become a flashpoint in the mortgage industry.

Alabama, Mississippi, Georgia, Louisiana, and Texas show some of the steepest rate penalties for borrowers below 760, meaning interest savings can exceed 10% of the total loan amount once top-tier ...

Total consumer debt in the United States hit $18.2 trillion by the end of last year, with $12.8 trillion attributed to first ...

These are some of the top mortgage lenders for consumers with 600 credit scores. Most mortgage lenders require a 620 credit score to apply, and some only work with consumers who have 680 FICO scores.

Add Yahoo as a preferred source to see more of our stories on Google. Finding home loans with bad credit isn’t for the faint of heart—or at least, it’s not something that should be done without ...

A credit score of 700 qualifies you for most kinds of mortgages, though your rates may not be as competitive as those with higher scores. If you’ve built a credit score of 700, your credit score is ...

If you're planning on getting a mortgage to buy a home, keeping an eye on rates is a smart move. Rates can shift ...