Your business’s experience modification rating (ex-mod) directly translates to premium dollars, and risk managers and executives could benefit from a basic understanding of how ex-mods are calculated.

In the construction industry, many insurance providers and general contractors look at a company’s overall safety performance when evaluating a company. One general indicator of safety performance is ...

In the construction industry, we all come to work to support our families, but we need to go home to them, too. This foundational idea is at the core of all successful safety programs, and it starts ...