When considering car insurance policies, do you need comprehensive or collision coverage? Here's what you need to know.

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WSJ Buy Side is The Wall Street Journal’s research and commerce team. Our commerce content is distinct from our newsroom coverage. We earn a commission from some links in our articles. Learn more.

Car insurance premiums rose 1% in early 2026, with 32 states expected to see increases by year end as repair costs and weather drive claims higher.

Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

The average American pays $2,671 per year for full coverage car insurance — up $25 a month since October, according to Bankrate. But with insurance rates climbing 12% from a year ago and tariffs ...

The average full-coverage premium rose 1% in the first half of 2026, and rates are projected to increase in 32 sta ...