Promise Home Loans (NMLS #2372318) is an online mortgage lending company started in 2022. The company provides options for both home purchases and refinances to borrowers in four states: California, ...

When closing on your dream home, you may encounter a variety of expected and unexpected fees. One fee that the mortgage lender will charge is an origination fee. These fees, also called mortgage ...

Swift Home Loans provides home purchase and refinancing solutions across 48 states and Washington, D.C. Its offerings include conventional, government-backed and specialty loan programs, with support ...

The full mortgage application takes place after you’ve had an offer on a home accepted. Your lender will investigate your financials and the property you’re purchasing to complete the application. Be ...

Conventional homebuying advice focuses heavily on the money you’ll need to save up for a down payment but gives less attention to the notable sum required to cover closing costs. It’s no surprise, ...

Amy Fontinelle is a freelance writer, researcher and editor who brings a journalistic approach to personal finance content. Since 2004, she has worked with lenders, real estate agents, consultants, ...