CD investing involves depositing money into certificates of deposit that earn fixed interest rates for set periods—typically 3 months to 5 years. Your principal remains locked until maturity, but you ...

CDs are taxed at the same rate as your ordinary income. If you purchased a multi-year CD, you can expect an interest statement from your financial institution each year the CD is active. Think back.

CD interest rates remain competitive in the final weeks of 2025, with many to be found in the low 4% range. Here's how much a ...

Learn how annuities, bonds and CDs can complement each other to build steady income in retirement, with insights from a ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. After numerous Fed rate hikes over the last year, borrowers are now ...

CDs and high-yield savings accounts both earn more than traditional savings accounts. CDs require you to lock in your money for the duration of your term. Fluctuating interest rates play a key role in ...