Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. A debt discharge doesn't happen randomly, either, and it doesn't apply ...

Forbes contributors publish independent expert analyses and insights. True Tamplin is on a mission to bring financial literacy into schools. Debt is a widespread problem in the United States, with ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. The situation is rarely ideal, but it becomes even more precarious when ...

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For many borrowers, the last few years have been a stressful cycle of rising costs, higher interest rates and mounting credit card balances that won't shrink no matter how diligent you are about ...