Before paying a debt in collections, verify that it’s both legitimate and collectible to avoid scams or zombie debt. The Fair Debt Collection Practices Act (FDCPA) helps protect you from harassment ...

Could your debt be reduced or forgiven? Take our financial relief quiz. Find my match Could your debt be reduced or forgiven? Take our financial relief quiz. Removing collections from your credit ...

Paid or unpaid collections stay on your credit report for seven years from the date of the first missed payment. Depending on your credit score, a collection account can cause a drop of 100 points or ...

Editorial Note: Blueprint may earn a commission from affiliate partner links featured here on our site. This commission does not influence our editors' opinions or evaluations. Please view our full ...