We project that Huntington will be less rate-sensitive than peers but still generate 23% growth in net interest income in 2022 (full year of TCF) and 3% growth in 2023.

Huntington also completed another sizable banking acquisition in 2021 with TCF Financial, in a classic cost-saving, market-overlap play. We are beginning to get a true feel for more normalized ...

Huntington’s nearest retail branches are in West Virginia, with most of its offices spread from Ohio to Minnesota, where it acquired TCF Financial for $22 billion in 2021.