After surviving a California wildfire, one family saw premiums quadruple — as states consider laws to force fossil fuel ...

California’s private insurers are abandoning homeowners and dodging payouts while padding executives’ pockets. A public disaster insurance system would cover everyone automatically, spread risk fairly ...

American homeowners have faced years of rising insurance costs, due in part to threats from climate change. But 2025 was a relatively quiet year for extreme weather disasters: wildfires and flooding ...