A Roth individual retirement account (IRA) can be a helpful tool for retirement planning. These tax-advantaged accounts offer ...

When it comes to saving for retirement, the Roth and traditional IRA are like two sides of the same coin. Both offer powerful ways to grow your savings, but they come with distinct tax advantages — ...

Roth strategies are not going away. But the way certain federal employees use them is changing, and the timing of your ...

There is no age limit on Roth conversions, so you can transfer pre-tax savings into a Roth IRA regardless of your age or ...

I appreciate the feedback I received on my article Is Your Roth IRA Distribution Taxable? As promised, I will address some of the questions you submitted about the taxability of Roth IRA distributions ...

Roth IRAs are powerful retirement tools, but high-earners are not able to contribute directly if their income exceeds a certain threshold. Enter the backdoor Roth IRA: a perfectly legal workaround for ...

The IRA is a cornerstone for many, allowing you to build a nest egg with investments that fit your risk profile. You pick the financial institution; you manage the investments. In other words, it’s ...

A stock market crash can be a nightmare for any investor, but if you have a Roth IRA, the stakes might feel even higher. Unlike traditional retirement accounts such as a 401(k), where taxes are ...

Roth IRAs continue to grow in popularity, as increasing numbers of investors expect tax rates to rise in the coming decades. Knowing which assets to hold in a Roth account can be at least as important ...

As with all tax-advantaged retirement accounts, you cannot hold a Roth IRA jointly with someone else. That's even if they are your spouse. Each individual in a household must own and contribute to ...

The end of the year is a new occasion to boost your retirement savings. As part of your year-end planning for 2024, it's important to look ahead to the new 2025 IRA contribution rules from the IRS.

A Roth IRA doesn’t have required minimum distributions unless it’s inherited. Withdrawal options vary depending on your relation to the deceased. Consult a tax professional before making decisions ...