Knowing your rights during debt collection can protect you from harassment, misinformation and costly mistakes.

Before you hand over money to a debt collector, take these steps to protect both your finances and your rights.

Debt collectors generally descend after a creditor has given up sending bills and resorts to contacting the consumer by phone. Some creditors use in-house debt collectors. Others sell delinquent ...

Medical debt is a fact of life for millions of Americans, and the numbers are staggering. Roughly 20 million adults owe at least $250, while the total medical debt owed nationwide exceeds $220 billion ...

This post may contain links from our sponsors and affiliates, and Flywheel Publishing may receive compensation for actions taken through them. An unpaid debt could damage your credit score. It’s ...

Some types of old debt are no longer collectible after a certain point. But collection agencies make money by scaring people into restarting the clock on payments. You have a responsibility to repay ...