When a mortgage lender evaluates a borrower’s application for a mortgage and the home that will be used as collateral and approves or rejects the loan request, the process is called underwriting.

Our step-by-step guide details the mortgage application process, explaining what you do and what the lender does. Some or all of the mortgage lenders featured on our site are advertising partners of ...

If you’re serious about buying a home, it’s the first thing you should do.

A mortgage underwriter is the key decision-maker who reviews your finances, credit history and property details to decide if your home loan gets approved. Ultimately, underwriters are like the ...

Online-only mortgage applications can offer faster processing times and convenience, but may not be the best fit for individuals with complicated finances or who don’t fit the typical borrower profile ...

Mortgage rates have quickly risen to the highest levels seen since the first COVID-19 lockdowns were issued in 2020. For Americans in the market for a home loan, the added pressure of rising rates has ...

Home ownership is probably one of the biggest financial decisions that you and your family will ever make. For most first-time home buyers, taking a home loan is the only way through which they can ...

How to check your home loan eligibility: ​Home loan eligibility is based on criteria that determine whether you qualify for a loan or not. The Reserve Bank of India's (Pre‑payment Charges on Loans) ...