You may have a legal obligation to repay old debts, but there are also strict limits on debt collectors' tactics.

Debt collectors rarely disappear on their own. Old balances can be sold, resold, and pursued in different ways for years, even after the legal window to sue has closed. I want to walk through how long ...

In April 2025, Freedom Debt Relief reviewed data from tens of thousands of people actively looking for help with their debt. The numbers might be surprising. About one in four has at least one account ...

Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.