The highest APY available changes frequently. As of Nov. 17, 2025, Digital Federal Credit Union offers 5.00% APY on the first ...
The best CD yield from a national bank is United Fidelity Bank with a 4.25% APY on a 18-month CD with a $1,000 minimum to ...
Today's highest CD rate is 4.94% for a jumbo 6-month CD. CD rates from online banks are commonly twice as high as the ...
Despite recent rate cuts, both accounts still have competitive rates. Here's which one can earn more right now.