It’s also important to stay on top of payments. “Pay down credit card balances, especially to below 30% of the limit and ideally try and get under 10%. Make sure you’re current on every payment, even ...
Hitting an 800 credit score bumps you into the exceptional range. Here's what that means, and how to keep your place in the ...
GOBankingRates on MSN
What a 'good' credit score can get you in 2026 — from lower rates to easier approvals
In 2026, a strong credit score can offer lower interest rates, easier loan approvals, cheaper insurance & better housing ...
In July 2025, the Federal Housing Finance Agency (FHFA) adopted the use of VantageScore 4.0 in addition to Classic FICO. 1 This study analyzes the impact of introducing a dual credit score ...
CHICAGO, July 12, 2023 (GLOBE NEWSWIRE) -- A new TransUnion (NYSE: TRU) study, “Score Migration Impact to the Credit Ecosystem,” found that median credit scores – aided by government assistance ...
Drivers with good credit pay about 43% less for car insurance compared to people with poor credit. Stronger credit can help you qualify for lower security deposits and better rental terms. Premium ...
Quick Summary Having a credit score under 620 can make borrowing feel out of reach, especially after being turned down by traditional banks. But many lenders work with borrowers in the 500s and low ...
The average U.S. credit score slipped nationwide, largely due to the resumption of federal student loan delinquency reporting on U.S. consumers’ credit reports, according to FICO. The scoring agency ...
FICO’s inaugural Credit Insights report shows U.S. credit scores dipping as inflation and student loan payments weigh on consumers. Gen Z faces the steepest declines, with student loan debt driving ...
How well — or how poorly — Americans are managing their Buy Now, Pay Later loans soon could be reflected in their credit scores.FICO plans to launch a suite of credit scores later this year that ...
As an avid car enthusiast, Joe enjoys time on the track, going to car meets, or simply taking a long drive in the Colorado mountains. Joe has always had a love for writing and cars, so he decided to ...
Some results have been hidden because they may be inaccessible to you
Show inaccessible results