The Smiths said the work was abandoned by a contractor, leaving them with toilets they couldn’t flush for nearly three years.

Backyard projects have shifted from simple patios to full-scale retreats with pools, outdoor kitchens, and guest houses, and ...

Excess liability insurance is extra coverage that kicks in once an underlying policy hits its limits. Learn how it works and ...

Learn the differences between homeowners and mortgage insurance. Find out how each one protects your investment or lender and what they mean for your mortgage.

Learn how underlying retention helps insurers manage risk and reduce reinsurance costs by retaining low-risk policies.

Ashlee is an insurance editor, journalist and business professional with an MBA and more than 17 years of hands-on experience in both business and personal finance. She is passionate about empowering ...

Les Masterson is a deputy editor and insurance analyst at Forbes Advisor. He has been a journalist, reporter, editor and content creator for more than 25 years. He has covered insurance for a decade, ...