Paycheck-to-paycheck nation: 59% of Americans wouldn’t cover a $1,000 expense with savings
Bankrate Emergency Savings Report paints a grim picture of the state of Americans’ personal finances. The good news is that ...
‘Mortgage rates will pull back:’ 4 pros predict where mortgage rates will go in February 2025
For his part, Lewis says mortgage rates are poised to drop in February, after climbing above 7% in January. “The direction of ...
Survey: Over 4 in 5 Americans spend money on at least one of six common vices
The new Bankrate survey shows that more than 4 in 5 Americans (84 percent) spend money on alcohol, lottery tickets, casino ...
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Why are lenders rejecting so many applications for loans?
Lenders are wary of borrowers not paying back their loans in a moment when interest rates are pretty high and the debt-to-income ratio is up.
HELOCs and home equity loans record slight gains
HELOCs and home equity loans became (slightly) less affordable in the most recent week. The $30,000 home equity line of ...
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Bankrate’s 2025 Emergency Savings Report
Only around 2 in 5 (41 percent) Americans would use their savings to pay for a major unexpected expense, such as $1,000 for an emergency room visit or car repair, according to a new Bankrate poll.
Senators move to cap interest rates on credit cards at 10%
A pair of senators are pushing a bill that would cap interest rates on credit cards in a move that would deliver on a ...