But while being sued over delinquent credit card debt can be a tough issue to face, it's unfortunately not an uncommon one.

Debt collectors must provide proof that a debt is valid. Otherwise, they have to stop their collection efforts.

A debt collector may be open to settling your debt, but that doesn't mean they have to accept what you offer. /iStockphoto .

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The discovery quickly caught the attention of Skenes' girlfriend, LSU gymnast Livvy Dunne, who commented on the TikTok video.

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