Welcome bonus: Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening. New ...

Credit scores go up and down for a number of reasons. Here's what causes dips and why steady habits usually push it higher in ...

Credit card debt may reduce home loan eligibility and indicate financial stress. Banks see high credit use and rolling balances as mortgage approval risks. Paying off card balances boosts loan ...

HOUSTON — As Americans keep a close eye on their credit card balances, new forecasts offer a clearer picture of what 2026 could mean for household finances and where consumers may finally get some ...

Forbes contributors publish independent expert analyses and insights. Pam Kaur covers fintech and bank tech innovation and regulation. U.S. consumers are expected to spend near record levels this ...

While carrying a balance on your credit card should never be your first choice, it's growing increasingly unavoidable for many Americans. The most recent New York Fed report on household debt and ...

CHICAGO, Dec. 10, 2025 (GLOBE NEWSWIRE) -- TransUnion (TRU) today released its 2026 Consumer Credit Forecast, projecting credit card balances to grow 2.3% year over year (YoY)—the smallest annual ...

Stream Finance's recent disclosure of a default and $93 million loss, combined with October's $20 billion crypto crash, has left digital-asset lenders scrambling to unwind risk while keeping credit ...

If you're transferring a $10,000 credit card balance to a 0% intro APR card, you're likely looking at a $300 to $500 balance transfer fee. That's based on the typical 3% to 5% fee most cards charge ...

A friend of mine almost didn't do a balance transfer because of the $300 fee. He was nervous about paying that much up front -- totally fair. But once he ran the numbers and saw he'd save over $1,400 ...