Home equity loans and home equity lines of credit (HELOCs) allow homeowners to tap into the value of their homes. A home ...

As of Jan. 7, 2026, the average home equity loan rate is 7.97%, according to Bankrate’s regular survey of rates. The average ...

Borrowers should carefully weigh their home equity loan pros and cons before getting started with the product. /iStockphoto .

Home equity loan interest rates declined in 2025. Here's what can be considered to be a "good" loan rate in 2026.

"With the belief that rates will hold steady in January and likely edge lower through 2026, a HELOC may position you to take ...

HELOC rates took a big dive in the latest week, dropping to three-year lows. The $30,000 home equity line of credit plummeted ...

The Federal Reserve just did something it hadn’t yet done in 2025: It lowered its benchmark overnight lending rate. While the markets largely expected September’s quarter-point rate cut, it does mark ...

Aven and Figure are two fintech lenders changing how people tap into their home equity, each with a distinct product. Both ...

IRVINE, Calif., Oct. 23, 2025 /PRNewswire/ -- ATTOM, a leading curator of land, property data, and real estate analytics, today released its third quarter 2025 U.S. Home Equity & Underwater Report, ...

Typically, the debt must be paid back upon a borrower’s death or the sale of the home. Reverse mortgages can be risky, ...

Miranda Marquit is a staff senior personal finance editor for Buy Side. Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal finance expert. A home ...

Learn how to get the best rate on a home equity loan Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal finance editor for Buy Side. Edited By Written by ...