That mental shift is real, even if the math stays the same. An 850 score is wasted on a mediocre credit card. Here are the ...

So, as you plan to improve your credit in 2026, review all of your credit card accounts, identify their utilization ratios, ...

A credit card opened in your name can hurt your score fast. Here's how it happens and what actually protects you.

RadCred reports rising demand for personal loans below 580 credit scores as AI approvals expand and lending rules tighten in the U.S.

WASHTENAW COUNTY, MI - A class action lawsuit against a Grand Rapids-based company for running what officials called a ...

The first step you should take to build your credit, according to experts - Taking the first step in building your credit is ...

Nearly one-quarter of consumers (23%) have scores over 800, according to Experian (UK:EXPN) (EXPGY) data. Credit scores reflect a person's payment history, not their income - but higher-income ...

Trump's demand to cap credit card rates at 10% is a crowd-pleaser, but might cause more problems than it solves.

Premier Arkansas credit union accelerates loan growth with technology that automates up to 80% of decisions while stopping ...

Bilt has officially launched its Bilt 2.0 credit card lineup with three new products: the , and . These cards follow in the ...

Lawmakers in both parties have put aside their differences to try to advance credit card caps more than once in recent years, but none have succeeded.

Trump's 10% credit card rate cap is meant to help struggling borrowers, but industry data shows 80% of accounts could be cut off, hitting those borrowers hardest.