Padilla’s perspective has been shaped by more than three decades as a corporate risk leader, and in January 2026, he formally ...

Learn about finite risk insurance, its types, how it works, benefits, and criticism to make informed financial decisions and ...

Insurance risk is the probability of an adverse event that causes an insurance claim. Learn how business insurance risk is ...

A cyber insurance risk assessment finds the systems and assets most at risk of cyberattack. Learn about cyber insurance and ...

What would happen if your business was sued? You damage a client's property, one of your employees is injured on the job, a customer slips and falls in your store—that's all it takes. And then what?

Discover how state guaranty funds protect you if your insurance company fails and what steps you can take for additional ...

More frequent and more destructive natural disasters are shaking the foundation of the U.S. homeowners insurance systems, with coverage becoming more costly and harder to procure for millions of ...