Personal property coverage — also known as contents coverage on a home policy — helps cover the cost of your personal items if they are destroyed, damaged, or stolen due to a covered loss …

Jan 10, 2025 · Personal property coverage is the portion of your homeowners insurance that covers your personal belongings. It's usually set at 50% to 70% of your dwelling coverage, but …

Personal property insurance can help repair or replace belongings if they’re stolen or damaged in a covered event. Learn more about what is and is not covered.

Nov 5, 2025 · Personal property insurance covers repair and replacement costs for the items within your home, such as furniture and clothing, if they are stolen or damaged due to a …

What does personal property insurance cover? Personal property insurance covers your belongings if they’re stolen or if they’re damaged or destroyed in a covered event, such as a fire.

Sep 28, 2023 · Personal property coverage is a standard part of a homeowners insurance, condo insurance or renters insurance policy that covers the contents of your home if they are …

Feb 11, 2025 · When you have home or renters insurance, personal property coverage insures the contents of your home so that they may be repaired or replaced after a covered loss. Your …

Personal property insurance is designed to financially protect your belongings against a variety of hazards – fires, vandalism, theft, power surges (for electronics), certain types of water damage …

Dec 1, 2025 · What is covered by personal property insurance? Personal property coverage (s) ometimes called contents insurance —protects the belongings inside your home, like furniture, …

Sep 17, 2025 · What is personal property coverage? Personal property coverage financially protects the belongings inside your home, such as furniture and appliances. The great thing …